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Welcome to xtopia trade.
By accessing our website, enrolling in our programs, or participating in any of our training or mentorship services, you agree to be bound by the following Terms and Conditions. If you do not agree, please do not use our services.

Entire Agreement

These Terms and Conditions constitute the entire agreement between you and the Company and supersede all prior or contemporaneous communications, representations, or proposals, whether oral or written, relating to our services.

Nature of Our Services

The Company provides educational and mentorship services in forex trading.
We do not offer financial, investment, or trading advice. All content provided is for educational purposes only.

Risk Disclosure

Forex trading involves significant risk and may not be suitable for all individuals. By enrolling, you acknowledge that:

  • Trading decisions are made at your own discretion and risk.

  • The Company is not responsible for any financial losses.

  • Past performance does not guarantee future results.

  • Funds deposited for mentorship trials or practical exercises should not exceed USD $50 or an amount you can afford to lose.

User Conduct and Prohibited Activities

To maintain a safe and professional learning environment:

  • Creating unauthorized groups, platforms, or communities using the Company’s name, materials, or intellectual property is strictly prohibited.

  • The Company assumes no liability for activities conducted outside officially approved platforms.

  • Joint accounts, couple-based trading, or shared trading arrangements are not permitted under our programs.

Security and Personal Property

While we take reasonable steps to ensure safety:

  • The Company is not responsible for lost, stolen, or damaged personal belongings.

  • Any recovered items will be returned based on accurate identification and description.

Payments and Refund Policy

  • All payments are made for educational services rendered.

  • Fees are non-refundable unless otherwise stated in writing.

  • The Company reserves the right to adjust pricing with prior notice.

Intellectual Property Rights

All content on this website and within our programs—including videos, documents, strategies, logos, and branding—is the exclusive property of the Company.
Unauthorized copying, sharing, distribution, or reproduction is strictly prohibited.

Limitation of Liability

To the fullest extent permitted by law, the Company shall not be liable for:

  • Any financial loss or trading outcome.

  • Indirect, incidental, or consequential damages.

  • Decisions made by users based on training materials.

Termination of Access

We reserve the right to suspend or terminate access to our services without refund if a user violates these Terms and Conditions or engages in misconduct.

Amendments

The Company may update these Terms and Conditions at any time. Continued use of our website or services after changes are made constitutes acceptance of the revised terms.

Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of Ghana.

Contact Information

For questions regarding these Terms and Conditions, please contact:
Email: info@xtopiatrade.com
Phone: +233-203-3165-16

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